Why Hire a Car Accident Lawyer in Boca Raton?

Boca Raton’s no-fault insurance system is confusing for most accident victims. A good car accident lawyer will fight to get you the most money possible, help you go beyond basic insurance limits, and prevent insurance companies from taking advantage of you. This matters most when you have bad injuries, when someone disputes who caused the crash, or when insurance companies won’t cooperate. Studies show that people with lawyers get much bigger settlements.

Ovadia Law Group offers free consultations and you pay nothing unless we win money for you.

How No-Fault Insurance Works in Boca Raton

In Boca Raton and throughout Florida, your own insurance pays first after an accident, no matter who caused it. But this system has limits most people don’t expect. Your PIP only covers 80% of medical bills and 60% of lost wages, up to just $10,000.

For serious injuries, this money runs out fast. Plus, it doesn’t pay anything for pain and suffering. Our lawyers can help you figure out when you qualify to go beyond these limits and get full payment from the driver who hit you.

What Compensation Are You Entitled To After a Boca Raton Accident?

If your injuries are serious enough, you may qualify for much more than basic PIP coverage. You could get money for all your medical bills (now and future), all lost wages, pain and suffering, emotional distress, car repairs, and more. Insurance companies often try to pay you less than you deserve. Our experienced lawyers know how to properly value your claim and fight for every dollar you’re entitled to.

How is Fault Determined in a Boca Raton Car Accident?

In Boca Raton, your compensation can be reduced by your share of fault. Insurance companies may try to blame you to pay less. We fight back by doing thorough investigations, getting expert opinions, analyzing police reports, talking to witnesses, and checking traffic camera footage if possible. Our team knows how to build strong cases that show who was really at fault.

How Do I File an Auto Insurance Claim in Boca Raton?

After ensuring safety and calling police, you must notify your insurance company quickly. Florida law requires reporting within 10 days. But be careful what you say to insurance companies. Their adjusters try to get statements that help them pay less. Before talking to any insurance person, call our offices for free advice. We can help you document everything properly and handle insurance talks while you focus on getting better.

Dealing with Uninsured Drivers in Boca Raton

About 20% of Florida drivers have no insurance, and this percentage is similar in Boca Raton. If someone without insurance hits you, getting compensation becomes much harder. We can evaluate your case to determine if there are other ways to get paid, finding other responsible parties, or going after the at-fault driver. Don’t assume you’re out of luck. Call us to learn about your options.

What are the Minimum Car Insurance Requirements in Boca Raton?

Boca Raton follows Florida state law, which only requires $10,000 in PIP and $10,000 in property damage coverage. This is far too little for serious accidents. Most drivers don’t have enough insurance. A lawyer can find all available coverage including your own underinsured motorist protection, umbrella policies, or health insurance. We often discover coverage options our clients didn’t know they had.

Common Car Accident Injuries in Boca Raton

According to Palm Beach County traffic safety data, Boca Raton and the surrounding area reported thousands of traffic crashes in 2023, resulting in numerous injuries and fatalities.

These injuries often include:

• Whiplash and neck strain
• Traumatic brain injuries (from mild concussions to severe TBI)
• Spinal cord damage and herniated discs
• Broken bones and fractures
• Internal bleeding and organ damage
• Cuts, bruises, and soft tissue injuries
• Burns from vehicle fires or airbag deployment
• Back injuries and chronic pain
• Knee and joint injuries
• Facial lacerations and dental injuries

Many injuries may not be immediately apparent after an accident, with symptoms developing days or weeks later. Our team works with medical professionals to document all injuries and their potential long-term impacts on your life.

Common Causes of Automobile Accidents in Boca Raton

1. Distracted Driving: Distracted driving remains a significant concern in Boca Raton. In 2023, Palm Beach County law enforcement agencies issued thousands of citations for texting while driving, highlighting its role in accidents across the city and surrounding areas.

2. Tourism and Seasonal Residents: Boca Raton’s popularity as a tourist destination and seasonal residence means many drivers are unfamiliar with local roads, leading to navigation errors and accidents. The influx of visitors during winter months significantly increases traffic density and accident rates on major roads like Federal Highway and Glades Road.

3. Aggressive Driving in Heavy Traffic: Aggressive driving behaviors, such as speeding and tailgating, are prevalent in Boca Raton’s congested areas, particularly during rush hour on I-95 and major thoroughfares. In 2023, Palm Beach County reported thousands of citations issued for speeding and aggressive driving violations.

4. Adverse Weather Conditions: Boca Raton’s tropical climate, including heavy rain and occasional hurricanes, contributes to accidents. Drivers often struggle with reduced visibility and slippery roads, especially during the rainy season from May through October, increasing the likelihood of collisions.

5. Elderly Drivers: Boca Raton has a significant population of senior residents. While elderly drivers are not disproportionately responsible for accidents compared to other age groups, the concentration of senior drivers in certain Boca Raton communities can contribute to specific traffic patterns and challenges.

6. Commercial Vehicle Accidents: Boca Raton’s proximity to I-95 and Florida’s Turnpike means heavy commercial truck traffic. Commercial vehicle accidents in and around Boca Raton can be particularly devastating due to the size disparity between trucks and passenger vehicles.

7. Construction Zone Incidents: Ongoing development and road construction in Boca Raton create hazardous driving conditions with lane shifts, detours, and unexpected traffic patterns. Construction zone accidents have increased in recent years as the city continues to grow.

8. Intersection Collisions: Boca Raton’s busiest intersections, such as Glades Road and St. Andrews Boulevard or Palmetto Park Road and Powerline Road, are hotspots for accidents, often caused by red-light running or failure to yield right-of-way.

Florida’s Statute of Limitations for Car Accident Claims

Since March 2023, Florida law gives you just two years to file a lawsuit after a car accident, down from the previous four years. This deadline applies to all traffic injury cases occurring on or after March 24, 2023, while vehicle damage-only claims still have a four-year limit. Special timelines include two years from date of death for wrongful death cases and three years for claims against government entities.

Don’t delay. Missing this deadline means losing your right to compensation completely, no matter how strong your case. Seek medical attention immediately, gather evidence quickly, and contact an advocate as soon as possible for your best chance at receiving fair compensation.